Need a quick loan? Find out if you qualify for quick loans here.

Do you need a quick loan fast? If you do this article will provide a go-to fact sheet on what you need to know about quick loans and where to get a quick loan fast.

What is a quick loan?

As the name suggests, a quick loan is a loan that you can get fast. This normally means within the same day; however, some lenders can do it even quicker.

If you apply during regular Australian business hours, lenders often will have an answer for you within the hour. Sometimes this is even quicker when we find you a lender, you could receive your outcome in minutes. However, on average by the end of the hour, you should know if we can help you find your loan.

If we find you a lender and they approve your application, the next step is getting the money. The lender will normally transfer the money immediately after approval. However, that doesn’t mean that you’ll get the money immediately. Because lenders aren’t banks they have to wait for the bank to transfer the money to your account. This means if you bank with the same bank that the lender you might get it within minutes. However, if you bank with ANZ whilst the lender banks with NAB it may take longer and can take up to 1 business day for you to get your money. Make sure you check who your lender banks with!

Where can I get a quick loan?

You may be wondering “where can I get a quick loan?”. The answer to that is pretty easy. There are a plethora of online lenders that specialise in the quick small loans. And particularly in lender-finding. If you searching for quick loans with a touch of magic, then consider We Find Loans. We take the stress of out applying, with a quick application and outcomes in minutes. It’s that easy. So, get ready to meet your potential new lender by scrolling up and applying today.

The reason that you’ll have to go to a smaller independent lender rather than one of the big banks relates to turnaround time and money. Independent lenders specialise in small loans and make it a priority to have a speedy turnaround time. At We Find Loans, our priority is speed and efficiency, and of course, excellent customer service. So if you have any questions about our service, don’t hesitate to contact our team at hello@35.201.15.107.

How do I get a quick loan?

To apply for a quick loan, you need to make sure you meet all the criteria. It’s all pretty standard but you want to make sure that you meet all the criteria before applying.

• You need to be 18 or over
• You need to be an Australian
• This doesn’t mean you have to be born here. It means you need to be able to provide either an Australian birth certificate; an Australian Citizenship certificate or proof that you have permanent residency in Australia.
• You need to have an Australian Bank Account
• You need to be able to provide ID
• The amount of ID you will be asked to provide differs depending on lender, however before applying try and get 100 points of ID. This means having your passport, your driver’s license and something with your name and address on it (e.g. utility bill) readily available. These documents can be substituted for others; however, these are the most common examples.

According to Australian Legislation, lenders are required to make sure that you are in a financially stable position.

What are quick loans?

The quick loans that we can find can only be between $500 – $2,000. Even then there are subdivisions within that range. A loan between $500 – $2,000 is classified as a small amount loan.

In terms of repayment terms for a quick loan, it depends on how much you borrow. If you take out a small amount credit contract (between $500 – $2,000) then your repayment term is likely to be from 3 months to 6 months. http://financialrights.org.au/wp-content/uploads/2017/06/FRLC-Factsheet-Payday-Lending.pdf

You may be wondering how your credit score will impact your application for a quick loan. If you have a good credit score you don’t need to worry. If you have a bad credit score it may be slightly more difficult to achieve a quick loan but it’s not impossible. A lot of lenders waive your credit score because they know that you’ve probably made mistakes in your past. As long as you can prove you are financially stable now you should be able to get your loan. We can find lenders who offer bad credit loans and quickly!

If you need money fast, a quick loan may be the best option for you. Like the name suggests it’s a fast and easy process and you’ll get your money quick. That means if you need the money for something urgently – like those super sneaky car repairs that always pop up at the absolute worst times – you aren’t going to be in a massive panic. Rest assured, we’ll do our best to help you find the quick loan you need.