Same day loans are small personal loans from $500 to $2,000, repaid over a term of up to 6 months. If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
Same day loans may be the answer to all your prayers if you desperately need to get your hands on some cash today. Same day loans are a type of loan where you can apply during regular working hours and you’ll get an answer usually within the same day. This means if you have an urgent payment to make, you could be set to go when you apply for a same day cash loan. Apply now and see if We Find Loans can find you a lender for all your same day loans needs.
We Find Loans are a lender-finder service that specialises in finding lenders for you! We’re out the make the whole tiresome application process easier and save you a bunch of time and stress in the process. We’re out to change the change the finance game and take away the stigma that getting finance always has to be exceedingly difficult.
Simply submit one quick application with us and we can get on to trying to find you a lender who may be able to help you out with same day loans! We’ll do all the hard work for you while you kick back and relax, comfortable in the knowledge that We Find Loans are searching for you.
To apply through We Find Loans we need just 4 simple things from you before we can start trying to find you a lender
As you can see these are some pretty basic standard criteria, and if you meet them then you are eligible to apply!
Our application process is as simple as our basic criteria. In just a few minutes you could be well on your way to finding a lender.
To begin, scroll up to the top of this page and have a look at our loan calculator. Select the loan amount that you would like to borrow, and for how long and hit Submit. This will get your application off to a quick and easy start.
From here we’ll grab some details from you such as your name, age, phone number, email, address and your reason for applying for a loan.
We’ll then get you to submit a read-only copy of your bank statements. We securely forward these to a lender that we may find for you so that they can start assessing your application straight away once they receive it. From here we gather together all the information you have provided for us and get to work on trying to find you a lender.
If we do find you a lender we provide them with your application information and they will undertake an assessment of your application. Our work is now done and you will deal with any potential lender directly. If they’re able to approve you for a loan they will get in contact with you to discuss the terms of your loan contract. It’s as simple as that. We’re firm believers that you already have enough stress to deal with, so we’re out to make the process as easy and stress-free as possible.
Remember that We Find Loans is the lender-finder and not the actual lender. So, we cannot guarantee what your same day loans will cost you. Every lender is different and as such will have different loan terms.
You might be reading this and thinking this all sounds great, but what about my credit history. You could be in two camps; either have no credit history or bad credit history. Either way finding a lender is still possible. It won’t be as easy as if you had a good credit rating, but there is still a way. Let’s see what options are available to you.
| Questions | No Credit History | Bad Credit History |
| Can I still get a Loan? | Yes | Yes |
| Credit Checks? | There are lenders out there that don’t do credit checks. However, by Australia legislation, every lender is required to make sure that you are financially stable. Therefore you should have all your documentation compiled and ready to go. | There are fast same day loans lenders who will look beyond your bad credit history. Everyone makes mistakes and a lot of lenders are aware of that and therefore will look at your current financial position now, not just what you’ve done in your past. |
| What can you do to improve your application? | To improve your application for next time, start getting a credit history. You can start out small by getting a credit card, only spending small amounts on it and paying it back quickly. You could also apply for a small secured personal loan, if you have assets that you can offer up as security. This will give you a good credit history so you can apply for loans in the future. | If you have a bad credit history, the best way to improve your application is to improve your credit history. This could mean reducing or consolidating outstanding debt, or building good credit. This can be done through secured personal loans or through credit cards if you think you can handle them responsibly. |
When applying for same day loans there is some other information that you need to know.
You might be wondering how quickly you actually get your money with same day loans. If you apply within regular working hours, lenders will try and give you an answer on your application the same day.
Another important thing you may be wondering is about Centrelink. If you receive Centrelink payments you are definitely eligible to apply! We can find lenders who are happy to accept applications from people who receive Centrelink. However, there may be extra regulations and if Centrelink is your sole income there may be limits on how much you can actually borrow. If you are concerned talk to your lender and they’ll be able to answer all your questions.
Same day loans are a good way for you to get cash fast. If you have found yourself needing a hand finding a lender who may be able to help you out, why not give We Find Loans a go? Apply now!