Short term loans are small personal loans from $500 to $2,000, repaid over a period of up to 6 months. If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
Are you looking for an easy loan that you can apply for quickly? It’s during those situations where an expected expense arises and you are trying to figure out how to finance them that you wish you knew where to look. Well, that’s where a short term loan would come in handy. These loans are perfect for those one-off unanticipated costs that need to be dealt with quickly.
Ready to find out more?
We Find Loans are a lender-finder service that specialises in finding lenders! We’re out the make the whole tiresome application process easier and save you a bunch of time and stress in the process. We aim to change the change the finance game and take away the preconception that getting finance always has to be exceedingly difficult. We want to make it easy for you.
Simply submit one quick application with us and we can get on to trying to find you a lender who may be able to help you out with short term loans! We’ll do all the hard work while you kick back and relax, comfortable in the knowledge that We Find Loans are searching for you.
Short term loans are small personal loans that serve the purpose of covering unexpected costs. They can usually be paid off over a short period of time, which is where they get their name from. They’re quick, convenient and easy.
They are normally smaller loan amounts of about $500 – $2,000 and can be repaid over a period of up to 12 months, depending on the loan amount and lender you apply with.
Short term loans can be useful for so many different reasons! If you have an unexpected expense, they can probably help. Since they are personal loans they’re generally pretty flexible. Some examples of what short term loans can be useful for are:
The best place to go to find short term loans in Australia is online! This is the home of the short term lenders and the easiest way to find one. In fact, short term money lenders will usually always have an online application form that you complete and submit online.
Looking for short term loans online? Take a look at We Find Loans. Apply here and we can hunt down a lender that can help you out with the finance you need.
To apply through We Find Loans we need just 4 simple things from you before we can start trying to find you a lender
As you can see these are some pretty basic standard criteria, and if you meet them then you are eligible to apply!
Our application process is as simple as our basic criteria. In just a few minutes you could be well on your way to finding a lender.
To begin, scroll up to the top of this page and have a look at our loan calculator. Select the loan amount that you would like to borrow, and for how long and hit Submit. This will get your application off to a quick and easy start.
From here we’ll grab some details from you such as your name, age, phone number, email, address and your reason for applying for a loan.
We’ll then get you to submit a read-only copy of your bank statements. We securely forward these to a lender that we may find for you so that they can start assessing your application straight away once they receive it. From here we gather together all the information you have provided for us and get to work on trying to find you a lender.
If we do find you a lender we provide them with your application information and they will undertake an assessment of your application. Our work is now done and you will deal with any potential lender directly. If they’re able to approve you for a loan they will get in contact with you to discuss the terms of your loan contract. It’s as simple as that. We’re firm believers that you already have enough stress to deal with, so we’re out to make the process as easy and stress-free as possible.
Remember that We Find Loans is the lender-finder and not the actual lender. So, we cannot guarantee what your short term loans will cost you. Every lender is different and will have different loan terms. Therefore we cannot promise what you may pay.
You can apply for short term loans if you have bad credit history. While the lenders that we find may conduct a credit check as part of responsible lending practices and a thorough assessment, having bad credit history is not going to automatically cause your application to be declined. Many lenders understand that not everyone is going to have perfect credit history. Life throws lemons or curve balls and it can affect credit scores. The lenders we can find understand this.
So, don’t let your credit history stop you from applying. We can find lenders who will give you the fair go you deserve/
Never the less you may want to know how to improve your credit rating. Having a good credit rating is useful, as it can open up options for you in terms of borrowing.
Here are some tips for developing and improving your credit history.
So, short term loans lenders are a feasible option for anyone to apply for. We Find Loans has a super simple application process and we can find lenders for you, fast.
If you need a hand finding a lender, give We Find Loans a go. We’re here to make the process of getting that all important short term loan that much easier.