Small loans are small personal loans from $500 to $2,000, repaid over a term of up to 12 months. If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
Have you found yourself needing a small loan to finance something unanticipated? Have you suddenly been hit with unanticipated expenses and you don’t have any room in your budget? Well, you’ve come to the right place, because at We Find Loans, we’re on hand to help you find a lender when you need one.
Questions about personal loans? We will be able to fill you in.
Want to know how to apply? Want to know what you need to apply? We have all of that covered. So, read on to find out everything you need to know about finding a lender.
We Find Loans are a lender-finder service that specialises in finding lenders for you! We’re out the make the whole tiresome application process easier and save you a bunch of time and stress in the process. We’re out to change the change the finance game and take away the stigma that getting finance always has to be exceedingly difficult.
Simply submit one quick application with us and we can get on to trying to find you a lender who may be able to help you out with small loans! We’ll do all the hard work for you while you kick back and relax, comfortable in the knowledge that We Find Loans are searching for you.
Small loans can be useful when an unexpected expense crops up and you don’t have any other way of financing it. They can be used to finance anything from an unexpected medical or dental bills, to a car repair, house renovation or even travel expenses.
They are also useful because they are simple to apply for, you can receive them fast, and the repayment process is easy to stick to. If that isn’t convenient then we don’t know what is!
To apply through We Find Loans we need just 4 simple things from you before we can start trying to find you a lender
As you can see these are some pretty basic standard criteria, and if you meet them then you are eligible to apply!
Our application process is as simple as our basic criteria. In just a few minutes you could be well on your way to finding a lender.
To begin, scroll up to the top of this page and have a look at our loan calculator. Select the loan amount that you would like to borrow, and for how long and hit Submit. This will get your application off to a quick and easy start.
From here we’ll grab some details from you such as your name, age, phone number, email, address and your reason for applying for a loan.
We’ll then get you to submit a read-only copy of your bank statements. We securely forward these to a lender that we may find for you so that they can start assessing your application straight away once they receive it. From here we gather together all the information you have provided for us and get to work on trying to find you a lender.
If we do find you a lender we provide them with your application information and they will undertake an assessment of your application. Our work is now done and you will deal with any potential lender directly. If they’re able to approve you for a loan they will get in contact with you to discuss the terms of your loan contract. It’s as simple as that. We’re firm believers that you already have enough stress to deal with, so we’re out to make the process as easy and stress-free as possible.
Remember that We Find Loans is the lender-finder and not the actual lender. So, we cannot guarantee what your small loans will cost you. Every lender is different and as such will have different loan terms. Yes, it is still possible to find lenders for loans with bad credit! There are many factors that can contribute to having a poor credit rating. But We Find Loans won’t judge your relationship with finance solely on your rating. There are other things that lenders look at in addition to your credit report. Don’t let bad credit stop you from applying. Want to find out if you could qualify for a bad credit loan? Apply now. There are several benefits of getting small loans. They can be outlined in the table below. Here are a few things to be aware of when applying for a small loan: It’s important to factor your loan repayments into your budget. Always make sure that you are going to be able to afford to cover repayments. The reason that this is so important, is because if you miss a payment due to not having enough funds, you risk being charged unnecessary penalty fees. To find out more about budgeting your loan payments visit: https://www.moneysmart.gov.au/tools-and-resources/calculators-and-apps/budget-planner To find some informaiton about identifying loan scams visit: https://www.moneysmart.gov.au/scams/banking-and-credit-card-scams/loan-scams One thing you should look out for are any companies who might be listed as unlicensed. Here is a link to a useful website that tells you about all the unlicensed personal finance companies. Know to avoid the names on the list: https://www.moneysmart.gov.au/scams/companies-you-should-not-deal-with Conclusively, getting a small loan is incredibly convenient when something unexpected occurs. They are easy to apply for and they are fast to process! When you apply, the application takes just a few minutes and you only need a few documents to support your application. They are very flexible in the fact that you can choose your loan amount and the loan term over which you want to repay your loan. In addition, they are flexible in the fact that they can be used to finance many different unexpected costs! So, jump online and apply with We Find Loans today, and let’s see if we can find you a lender who may be able to help you out!Can I get a small loan with bad credit?
What are the benefits of small personal loans?
You can borrow more than with a credit card Sometimes due to banks’ strict rules with credit card limits and interest rates, you may be able to get more by borrowing a small loan. Loan repayments are fixed amounts. This will make factoring the loan repayments into you budget much easier Choose loan term One wonderful thing about small loans is that you have the flexibility to choose the loan term over which you have to repay your loan. They’re easy to apply for Applying for a small loan can be done completely online which incredibly time efficient. What should you be aware of when applying for small loans?
Dishonour fees
Scams